VA Home Loans
Buy or refinance your home using your earned VA benefit with USAA Bank.
VA Loan Advantages
- $0 Down1
- Great Rates
- Flexible Payment Options
VA Refinance (IRRRL) Advantages2
- No Origination, Appraisal,
Title or VA Funding Fee3 - Simple Process
VA Approved Lender. Not a Government Agency.
Did you, your spouse or a family member serve in the US military?
Why Choose USAA Bank?

Top VA Lender
USAA Bank ranked one of the top VA lenders.4

$2,457 Average Savings
USAA Bank covers fees such as Appraisal, Title and VA Funding Fees for IRRRL.5

1,000,000+ Loans
USAA Bank has served the military community and their families—closing over 1,000,000 loans.

Serving Members for a Century
USAA has served the military since its founding in 1922.

Membership Means More
USAA offers products and services to current and former military, their spouses and children.

Earned Trust
USAA earned the 2022 Military Friendly Employer Designation for its strong commitment to the military community.