1 Zero down payment subject to all VA rules, guidelines, and additional program requirements. If previous entitlement was used, a down payment may be required.
2 VA loans may include a funding fee, which may be financed up to the maximum allowed loan amount.
3 A down payment will be required if the purchase price exceeds $1.5 million. If previous entitlement was used, a down payment may be required.
4 Our prequalification is not a commitment to lend. Information used to issue the prequalification will require verification during the application process.
5 This tool is provided as a courtesy for educational purposes only and is intended to offer hypothetical estimates based on the information you enter. Results are not guaranteed and may not reflect actual loan terms, programs, or products available to you. This tool does not include any costs associated with home ownership, including but not limited to mortgage insurance, VA funding fees, homeowner’s association dues, or flood insurance. Actual loan terms are subject to credit approval, property eligibility, and applicable guidelines. Rates, fees, and terms may vary. This tool does not constitute financial, tax, or legal advice and should not be relied upon as such. Consult with a qualified professional for advice regarding your specific financial situation. This is not an offer to lend or a commitment to extend credit. For complete details on available loan products, please contact us directly.
Membership eligibility and product restrictions apply and are subject to change.
Members must meet all VA eligibility requirements when applying for a VA loan. Speak with a USAA Federal Savings Bank Loan Officer to review current VA eligibility requirements.
Home loans subject to credit and property approval.
“USAA Bank” means USAA Federal Savings Bank.
Bank products offered by USAA Federal Savings Bank.
USAA Federal Savings Bank offers mortgage products to members where the property is located within the Continental United States, Alaska, Hawaii, and the District of Columbia. Excludes properties within U.S. Territories. In certain states, product restrictions may apply.
VA IRRRL: All VA rules, guidelines and additional program requirements will apply. Except as provided by applicable VA guidelines, the same parties obligated on the original loan must be the parties on the title and obligated on the new loan. Proceeds from the new loan will only be used toward payment of the original loan amount. Although some exceptions may exist, generally no cash back can be received from the new loan. Payment of discount points, taxes, insurance and HOA fees are the responsibility of the borrower, but may be able to be financed into the new loan. Refinancing either to lower the monthly payment or change from a variable-rate to a fixed-rate loan could result in an increase in the total number of monthly payments and interest charges paid over the full term of the new loan.
A home loan refinance may be useful for many customers who want to lower their monthly debt payments. However, a refinance is secured by your home, has closing costs and may ultimately require paying more in interest over time.
USAA Federal Saving Bank does not offer a cash out refinance product in the state of Texas.
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